TADBIRKORLIK SUB’EKTLARINI MOLIYAVIY QO‘LLAB-QUVVATLASH MEXANIZMLARINI TAKOMILLASHTIRISH ORQALI AHOLI BANDLIGINI OSHIRISH
Keywords:
kichik biznes, moliyalashtirish, kafillik, subsidiya, bandlik, O‘zbekiston.Abstract
Maqola O‘zbekiston sharoitida 2020–2025 yillar oralig‘ida tadbirkorlik sub’ektlarini moliyaviy qo‘llab-quvvatlash mexanizmlarini takomillashtirish orqali aholi bandligini oshirish istiqbollarini tahlil qiladi. Ishda rasmiy statistika (Stat.uz), Markaziy bank hisobotlari, ADB va World Bank materiallari asosida kichik va mikro tadbirkorlikning son-soniy ko‘rsatkichlari, ular uchun ajratilayotgan kreditlar dinamikasi, hududiy tafovutlar va davlat dasturlarining samaradorligi ko‘rib chiqildi. Tadqiqot natijalariga ko‘ra, moliyalashtirish qamrovini kengaytirish, kafillik mexanizmlarini takomillashtirish va raqamli moliya yechimlarini joriy etish orqali yangi ish o‘rinlarini yaratish va bandlikni oshirish mumkin.
References
1. Statistics Agency under the President of the Republic of Uzbekistan — “Main indicators of small business entities” (report and press releases, 2023–2025).
2. Central Bank of the Republic of Uzbekistan — Annual Report 2023; Annual Report 2024.
3. Asian Development Bank — Asia SME Monitor, Uzbekistan (2023–2024).
4. World Bank — Uzbekistan country engagement and Financial Sector Reform Project (2020–2023).
5. EBRD — Uzbekistan country evaluation and SME finance notes (2023).
6. UNDP / Development Finance Assessment for Uzbekistan (2021).
