BANK TIZIMIDA ISO 37001 XALQARO STANDARTI ASOSIDA KORRUPSIYAGA QARSHI TIZIMLARINI SAMARALI TASHKIL ETISH
Abstract
Bugungi globallashuv va raqamli iqtisodiyot sharoitida bank tizimining barqarorligi, shaffofligi hamda institutsional ishonchliligi davlat iqtisodiy xavfsizligining muhim omillaridan biri hisoblanadi. Bank sektori moliyaviy resurslarning asosiy boshqaruvchisi sifatida nafaqat iqtisodiy taraqqiyotga xizmat qiladi, balki korrupsiyaviy xavf-xatarlar yuzaga kelishi ehtimoli yuqori bo‘lgan strategik tarmoqlardan biri sifatida ham e’tirof etiladi. Xususan, kredit ajratish, davlat xaridlari, mijozlarni identifikatsiya qilish, tenderlar, lizing va investitsion operatsiyalar kabi jarayonlarda manfaatlar to‘qnashuvi, poraxo‘rlik, xizmat vakolatini suiiste’mol qilish holatlari bank tizimining samaradorligiga salbiy ta’sir ko‘rsatadi. Shu sababli zamonaviy bank boshqaruvida korrupsiyani faqat jazolash orqali emas, balki tizimli profilaktika mexanizmlari orqali oldini olish masalasi dolzarb ahamiyat kasb etmoqda.
References
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